In the field of adjusters, a public adjuster works as an insurance claims adjuster who is hired by the policyholder to assist them in the process of filing a claim with the insurance company. They help to protect the rights of a policyholder. These professionals will generally accept a percentage of the payout on the claim as their fee. Many policyholders will file a claim themselves but if the policyholder is afraid there will be a dispute on the claim or it is a complex claim it is best if you work with a public adjuster.
When hired by the policyholder you will look the insurance policy over in order to know what is covered and the coverage limits. The next step is to look at the situation for which the policyholder is filing a claim. The public adjuster will document the claim and packages it for the insurance company. When documenting the claim the adjuster will address key issues that could be used as grounds for a denial or dispute of the claim by the claim adjuster. If the payout is not what it should be then the adjuster will negotiate with the insurance company to get the best